
Reinstatement Cost Assessments
Accurate Insurance Valuations for Residential & Commercial Properties

Introduction
If your property were destroyed by fire, flooding or another insured event, would your insurance policy cover the full cost of rebuilding it?
Many property owners assume their property's market value reflects its rebuild cost—but this is rarely the case. A Reinstatement Cost Assessment provides an accurate estimate of the cost of completely rebuilding a property to its current specification, ensuring that you have the correct level of insurance cover should the unexpected happen.
At DGA Surveyors, our Chartered Building Surveyors carry out professional Reinstatement Cost Assessments for homeowners, landlords, commercial property owners, developers and property managers throughout Dublin and Ireland. Our assessments are prepared using recognised industry methodologies, current construction costs and our extensive knowledge of building construction, ensuring your property is neither underinsured nor overinsured.


Residential Reinstatement Cost Assessments
Homeowners often underestimate the cost of rebuilding their property. Construction inflation, changing Building Regulations and rising labour costs mean rebuild costs can differ significantly from a property's market value.
We provide assessments for:
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Detached houses
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Semi-detached homes
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Apartments
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Housing developments
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Listed and protected structures
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Self-build homes
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Investment properties
Our reports help homeowners obtain the appropriate level of buildings insurance while providing confidence that their investment is properly protected.
Commercial Reinstatement Cost Assessments
Commercial properties often contain specialist construction elements that require detailed assessment when calculating reinstatement costs.
DGA Surveyors regularly undertake assessments for:
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Office buildings
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Retail premises
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Industrial units
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Warehouses
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Healthcare facilities
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Educational buildings
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Mixed-use developments
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Investment portfolios
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Our understanding of commercial construction ensures rebuilding costs accurately reflect the complexity of each building.

